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The type of insurance plan in which physicians may have a financial incentive to order more tests and treatments for their patients is a


A) point-of-service plan.
B) fee-for-service plan.
C) health maintenance organization.
D) preferred provider organization.

E) A) and D)
F) A) and C)

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Managed-care plans


A) cost consumers more money than traditional insurance plans cost.
B) restrict which physicians patients may use.
C) have a fixed annual deductible.
D) vary the monthly fee owed based on the level of services provided.

E) B) and D)
F) C) and D)

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Joan's doctor has recommended she have heart surgery.Which of the following would be an important question she should ask her doctor?


A) What can I expect before,during,and after the surgery?
B) Why do I need surgery at this time?
C) What are the risks and complications associated with the surgery?
D) What can I expect before,during,and after the surgery,and what are the risks and complications associated with the surgery?
E) All of these choices are important questions to ask.

F) None of the above
G) B) and C)

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Jonas is having severe chest pains with shortness of breath that has not subsided within the last ten minutes.He should


A) wait at least an hour to see if his symptoms go away.
B) take an over-the-counter medicine and see if he feels better.
C) call and get medical advice over the phone.
D) have someone take him to the nearest emergency room.

E) All of the above
F) C) and D)

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All of the following are appropriate reasons to visit the emergency room at your local hospital,EXCEPT for


A) severe burns.
B) chest pain.
C) sore throat.
D) poisoning.

E) A) and D)
F) A) and B)

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Marc has had a fever for two days.Which of the following is likely to be Marc's best option for addressing this symptom?


A) self-treatment
B) visiting his physician
C) going to the emergency room
D) None of these choices is correct.

E) A) and C)
F) None of the above

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Symptoms are often an expression of the body's attempt to heal itself.

A) True
B) False

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Which of the following is TRUE regarding over-the-counter medicine?


A) They are medicines that the FDA has deemed safe for use without a physician's prescription.
B) Many of these medicines were formerly prescription drugs.
C) Many ingredients in over-the-counter drugs have not been proven by the FDA to be effective.
D) They are medicines that the FDA has deemed safe for use without a physician's prescription,and many of these medicines were formerly prescription drugs.
E) All of these statements are true.

F) A) and B)
G) B) and D)

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In preferred provider organizations (PPOs),participating physicians and hospitals provide treatment at fees that are below their usual charges.

A) True
B) False

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List and explain six guidelines to helping Cara self-medicate safely.

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In homeopathy,the treatment of each patient is determined by specific symptoms rather than the overall condition of the patient.

A) True
B) False

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Herbal remedies are an example of which of the following domains of complementary and alternative medicine practice?


A) mind-body intervention
B) alternative medical systems
C) biologically based
D) energy therapy

E) None of the above
F) A) and C)

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Explanations of data based on evidence gathered by the senses and via systematic observations are


A) empirical.
B) rational.
C) testable.
D) rigorously evaluated.

E) A) and C)
F) B) and D)

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Which of the following is needed to effectively manage one's medical problems?


A) You need to learn to how to be a good observer and assess your symptoms.
B) You need to be able to decide when to seek professional advice.
C) You need to know how to safely self-treat common medical issues.
D) You need to learn to how to be a good observer and assess your symptoms and to be able to decide when to seek professional advice.
E) All of these choices are needed.

F) C) and E)
G) A) and E)

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A health care professional who receives medical education very similar to that of medical doctors but whose training emphasizes musculoskeletal problems and manipulative therapy is a


A) doctor of podiatric medicine.
B) doctor of osteopathic medicine.
C) doctor of chiropractic.
D) physical therapist.

E) A) and D)
F) A) and C)

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People without insurance are less likely to obtain


A) childhood immunizations.
B) eyeglasses.
C) treatment for chronic conditions like asthma.
D) childhood immunizations and eyeglasses.
E) All of the choices are correct.

F) A) and E)
G) B) and E)

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Conventional medicine is also known as Western medicine.

A) True
B) False

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Indemnity health care plans offer consumers more choice of health care providers.

A) True
B) False

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The over-the-counter medication that should NOT be given to children with flu-like symptoms is


A) naproxen sodium.
B) ibuprofen.
C) aspirin.
D) acetaminophen.

E) B) and D)
F) None of the above

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Which one of the following statements is FALSE regarding managing medical problems?


A) Most symptoms require treatment with OTC drugs or professional assistance.
B) An individual with a chronic condition such as diabetes should consult a physician before using an OTC drug.
C) Professional medical advice is recommended for a symptom that is severe,unusual,persistent,or recurrent.
D) Self-evaluation of symptoms and self-treatment with OTC drugs is a major part of the U.S.health care system.

E) All of the above
F) A) and D)

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